The legal system allows people to go to court seeking justice and hoping to receive a remedy to a problem. Most issues are best resolved between affected parties amicably and fairly. However, what is fair and right often is a matter of perspective. Often, an offending party doesn’t want to compensat
An organized home or office appreciates a well-kept account book. All income and all expenses must be accounted for. Accurate records of dates and amounts are essential. The source and amount of income might always be exactly the same, as in the case with the receipt of a regular salary. Make a reco
A fast way to destroy a good relationship is to borrow money. There are times when money is needed as soon as possible. Getting a loan from a bank is complicated and there’s no guarantee that they will approve a loan. When a friend or family member has money in the bank, it’s tempting to go to them
In a free-market society, consumers are permitted to demonstrate dissatisfaction with business. If any one person or a group of any size decides that a certain business is doing something wrong, they might want to boycott that business. To boycott is to punish a business by depriving them of your pa
Games played on personal mobile telephones are gigantic factors in the economy. It’s human nature to seek entertainment and distraction. The availability of thousands of games makes them an easy choice. Game makers face great competition. They invest massive amounts of money in technology developmen
You might make a purchase that later disappoints you. Perhaps the item doesn’t function well. Maybe the quality is poor and the item breaks. You might want fair compensation from the seller. They could refund your money, but some places won’t do that. You might have to settle for an exchange. That’s
In financing, there are hedge funds. Hedge funds are a method of investing money. Simply, to “hedge” is to try to protect, or to make something that is risky, somewhat less risky. Hedge funds are companies with an owner and all investors are limited partners. To protect money, a hedge fund spreads i
For civilized people, it is very hard to imagine that some manufacturers produce materials that can hurt consumers. Some unscrupulous people use harmful chemicals or designs that are unsafe. They are more interested in having a bigger profit margin than in the safety of other people, the environment
Fair earnings for a fair amount of work. That’s a rule that seems to make sense, but it doesn’t always work out that way. Perspective is important to consider. The party who pays the bills might look for ways to save money. One method is to get workers to invest more time and effort for no increase
Consumers often complain that the quality of products in current times is somehow less than it was “in the old days”. That’s true sometimes, but overall, our skills at manufacturing and our level of technology are very advanced. Manufacturers and retailers do not want to refund, return or replace. T
Working can make a person tired. Working morning until night for at least five days per week, year after year, it’s understandable that a person can become tired. You really do feel overworked. If work responsibilities continue to bring heavy pressure, something negative is going to happen. On top o
Shoppers get excited about discounted prices. Savvy shoppers have figured out the tactics of merchants and department stores. In-stock merchandise must be sold so that new merchandise for the coming season can be marketed. Consumers know that money can be saved by purchasing big-ticket items, off-se
Many Web sites on the Internet want you to pay money and register. They have information that you want. They give you a small interesting sample. However, the information that you want is protected behind a wall. If you want access to the info., you’ve got to pay to get around the wall. That is a “p
There’s no guarantee that your business plan will work. If you invest all that you have into a certain idea, but it fails, what then? You’ve got nothing left to recover with. That old adage about not putting all of your eggs into only one basket is sage advice. The safest way to do business is with
Humanity dictates that people have some degree of compassion for others, especially during a time of emergency. That is not always what happens, however. Members of a community in an area might be in dire circumstances. There might be limited resources. Some individuals or businesses go to that area
Shoppers at supermarkets put a lot of trust in the sellers of the merchandise. Where does the food come from? How long has any particular food item been in existence before the moment that it ends up in the hands of a consumer? Are the ingredients harmful or healthful? Many supermarkets have an “Org
It’s a genius idea to provide free food samples to consumers at supermarkets. While walking around and looking at food, the aroma of something frying in oil wafts through the air. A salesperson barks out discount sale prices and small crowds gather around. Once the salivary glands start working, the
Nobody likes to be disappointed. Disappointment carries extra pain when money is involved. You know very well how hard you work to earn your money. When you buy something, that money is directly related to your time and energy. If that purchase turns out to be a rip-off, that disappointment can turn
Savvy shoppers know that when you buy in bulk, you can kill two birds with one stone. First, you save money because typically sellers provide discounts to customers who save them time. That’s because sellers don’t have to sell items one-by-one. The discount is a reward. Second, it’s not unwise to ha
While moving house or doing some seasonal housecleaning, you might be surprised at what you find. We enjoy new things. We like to shop and to buy. Getting something new is exciting and often related to events like holidays, birthdays, or some other times that are worth remembering. Items can become