[우먼컨슈머= 이인세 칼럼니스트] 자연에서 주어진 것이 아닌, 인류가 최초로 제작한 골프볼 인페더리볼, 즉 가죽볼을 만들 때 사용됐던 공구들이다. 마지막으로 만들어진 가죽볼의 연도가 고무볼이 발명된 1848년 이전이니 이 공구들은 적어도 170년 전의 것들이다.수백년 전의 볼을 만든 장인들은 그림에서처럼 10가지도 안 되는 단 8개의 공구로 평생 수 천개의 가죽볼을 생산했다.긴 꼬챙이 세트는 가죽 속에 거위 깃털을 넣을 때 사용됐던 것으로 깃털이 밖으로 삐져 나오지 않도록 하나라도 더 집어넣으려고 나무로 된 손잡이를 가슴에 대고 사
[우먼컨슈머= 존발렌타인] “Phone App Shopping” 모바일 쇼핑We’ve all got smartphones. They connect us to the universe through the Internet. It’s the perfect environment for random shopping. You have time and that time is probably spent looking at your phone. After a few games and looking at p
[우먼컨슈머= 존발렌타인] “Old Money” 세습 재산We see it in movies and hear stories and rumors about wealthy families. They pass along their wealth from generation to generation. Some of these families have powerful histories that go back more than a hundred years. The descendants of that old money liv
[우먼컨슈머= 존발렌타인] “Flat Broke” 빈털터리If you have absolutely no money, life can be more difficult. If a business loses its money, they might be bankrupt. An individual can be bankrupt, too, but often the expression “broke” is used to indicate having no money. “I’m broke
[우먼컨슈머= 존발렌타인] “Digital Currency” 전자 화폐Actual coin and paper currency were long ago supported by an equal amount of gold in storage at the banks. We no longer live in those conditions. For the money you have in your pocket, there is no gold waiting at the bank. There is no actual physica
[우먼컨슈머= 존발렌타인]“Refund” 환불You spend money for a purchase, but you are not happy about it. You’ve been cheated! Is there nothing you can do? Can the credit card company cancel the purchase? Is it too late for that? Contact the place where you made the purchase and tell them that you
[우먼컨슈머= 존발렌타인] “Thank You” Gifts '감사'의 선물Who doesn’t like to receive gifts? Aside from the occasional unwanted “regift”, most gifts are a pleasure to receive. It’s nice to be appreciated. Is there precedent or protocol for the answer to the question? Indee
[우먼컨슈머= 위경환 기자] 올해부터 본격 시작된 국내 라이브커머스 시장은 3조원대 규모로 성장할 것으로 보이며 3년후에는 8~9조 원까지 커질 것으로 전망된다.라이브커머스는 실시간 동영상 스트리밍을 통해 상품을 판매하는 형태의 온라인 채널을 말한다. 시초는 ‘TV홈쇼핑’과 ‘T커머스’다. 코로나19 여파로 언택트(비대면) 소비가 늘면서 이커머스 트렌드가 라이브커머스로 급변했다.소비자가 판매자와 실시간으로 대화하며 쇼핑하는 ‘라이브커머스’가 새로운 유통 채널로 완전히
[우먼컨슈머= 존발렌타인] “Income Tax Returns” 소득 신고There are only two things in life that we cannot avoid; Paying taxes and dying. The government wants a portion of almost everything we earn. Every year we must report to the King. Don’t dare to lie! That and mistakes will land you in prison.
[우먼컨슈머= 존발렌타인] “Lease or Buy” 임대 혹은 구매You might be thinking about your next new car. You can make the monthly payments and after a certain number of years, you completely own the car.You are totally responsible for taxes and the cost of maintenance. Time will pass and that car will get o
[우먼컨슈머= 존발렌타인] “Consumerism” 소비문화Making and selling and buying and using. This is the heart of consumerism. We are all consumers. We shop and buy and we use things until it’s time to buy something else. Over and over again, this is how we live.Is there a purpose to all of it? Mayb
[우먼컨슈머= 존발렌타인]“Financial Ledger” 가계부One of the most important aspects of managing money is keeping an accurate record. Finding balance between income and expenses is an on-going battle. Trying to organize so many calculations in your head is too difficult. It requires dedication and disc
[우먼컨슈머= 존발렌타인] “Family Expenses” 가계비The cost of managing a healthy family is exorbitant. From food to clothes to education to health, money seems to never stop flowing away. It’s frustrating because we hope to see great benefits from working to earn money, but it’s hard to sa
[우먼컨슈머= 존발렌타인] “Insurance” 보험The fact is, National Health Insurance is not always enough. When there is a serious medical condition that requires expensive or long-term treatment, you will spend a lot of money. One option to consider is getting supplementary insurance. Of course, Nationa
[우먼컨슈머= 존발렌타인] “Scams” 스캠There is no shortage of con-artists and scammers. They are in all parts of the world. They spend their time and energy trying to steal from other people in clever ways. In our highly technological world, scammers often look for ways to con people through emails,
[우먼컨슈머= 권혁중 경제평론가] 코로나19는 전 세계 경제에 큰 영향을 미치고 있다. 각 정부는 경제활력을 위해서 비슷한 처방을 내놨는데, 경제성장을 위한 풍부한 유동성 확대가 주요 공통점이다. 특히 기축통화인 달러는 시장에 천문학적인 금액이 풀린 상태이다. 이로 인해 달러의 값어치는 조금씩 떨어지고 통화 인플레를 헷지(위험회피)할 수 있는 자산에 관한 관심이 날로 높아지고 있다.우리나라만 보자면 풍부한 유동성이 주요 투자자산인 부동산과 주식으로 몰렸다. 정부의 강력한 규제에도 불구하고 날로 뛰는 부동산으로 돈이 몰렸다. 또 동학
[우먼컨슈머= 존발렌타인] “Barter” 물물교환The barter system is a naturally wonderful way for people to make exchanges. There might have been times in history when it was more common than now to barter. I might give you chicken eggs once a week and you give me tomatoes from your garden. No money and no
[우먼컨슈머= 존발렌타인] “Pension” 연금While working and earning a salary, we have enough security to pay bills and live life. As we get older, we start to think more about the future. When we are old and cannot keep a full-time job, how can we earn money to survive? If you had a full career at a co
[우먼컨슈머= 존발렌타인] “ATM” 현금 입출금기Since its invention in the 1960s, use of Automated Teller Machines has grown worldwide. The rules for using ATMs have changed over the years. ATMs are pretty safe and convenient. Many customers use ATMs not only for withdrawing or depositing cash, but also to
[우먼컨슈머= 존발렌타인] “Deliveries” 배송Consumers in Korean society are very fortunate to have available a very fast and reliable product delivery system. You can shop for items on your phone or on your computer. Just click “Send” or “OK” or whatever the approval button say