As years go by, items that once were new become dusty clutter. Those items might be in good condition and useful, but you are just no longer interested. It’s such a waste to just throw such items in the trash. That’s like throwing money down the drain. Here’s an idea: Arrange a “Yard Sale”. Collect
Money makes the world go around! It’s very unlikely that any group or organization can function without funds. Perhaps such an organization receives operating capital from a government agency or from a parent company. Organizations frequently accumulate money from member fees or subscriptions. Often
For the sake of comfort and convenience, it’s wise to keep an amount of petty cash on hand at home. This petty cash is not for paying bills or for dealing with any of the other regular needs for money. Petty cash is for little issues that might suddenly come up. You might get a knock at the door by
A slush fund is a money account that is used for dishonest purposes, allegedly. In some countries, powerful industries use money to influence politicians, allegedly. Citizens rely on politicians to make decisions and perform actions that benefit society and bring good results for the economy and con
Long ago, consumers trusted Hollywood celebrities for information about products. Now, the Internet and social media give advertisers many options when promoting goods and services. Modern day “Influencers” are people who have large numbers of “followers” or “subscribers” on telephone apps or Intern
To receive services provided by telephone, Internet and television content providers, they usually request that consumers register for lengthy contracts. Connecting a new customer to the network requires a field representative to physically go to the area and make some sort of connection to their wi
Sales representatives can be pretty pushy. They often achieve their sales goals by impressing on consumers that they need to hurry and commit to a purchase right away. They want you to accept their message that “this is your last chance” and “there are not many remaining”. When you rush into a purch
Laws are imposed on society to provide safety, organization, justice, integrity and punishment for wrongdoing. Government should also be very interested in consumer protection. Businesses that wrongfully take advantage of consumers should be made to compensate consumers and pay a penalty in order to
Manufacturers look for ways to produce items at low cost. They invest in work space, machinery, employees, advertising, and more. They try to recover that money through the pricing of their products. Consumers, on the other hand, want the best possible quality for their money. When making a purchase
Making contact with consumers and convincing them to spend money is paramount to a company’s financial success. Sales representatives can use the telephone to make cold-contact calls or referred calls to potential customers. Consumers have limited patience and probably little interest in spending mo
Most parents take on the very difficult responsibility of providing for the financial needs and desires of their children. Parents work hard to earn money and then sacrifice that money for their children. There is a kind of pride that comes to parents when they are able to buy something expensive fo
The more luxurious an item is, the greater the cost. Simpler items cost less. That is just a basic rule of consumerism. It’s true that often simple is best. It’s not always necessary to be extravagant. It’s also true that often extravagance is more exciting than something quaint. If you prefer items
There’s an old saying that goes, “Fool me once, shame on you. Fool me twice, shame on me.” This means, of course, that if you deceive me, you are bad and wrong for doing so. However, if you deceive me again, then not only are you bad, but I am also bad and wrong because I did not learn from the firs
If money is kept in a small purse and strings are used to close and open that purse, it’s good to be the one who controls the purse strings. If you control the purse strings, you are the one who decides how and when money is spent. Typically, regarding a household budget, a housewife might control t
Nobody likes to be cheated or deceived. Sometimes advertisers promote products and services with excitement and positive enthusiasm without putting much focus on any negative issues. A consumer will then sometimes have to find out later about those negative issues. That can lead a consumer to feel l
It’s often pretty difficult to trust the words of an advertisement. Companies want to sell their products, sure, but do they tell the whole truth every time about their products? It’s important to know the opinions of other consumers who have direct experience using those products. It’s useful to be
When people start to work to earn money, they might imagine receiving a high salary. They think about nice things that they want to purchase with the money that they earn. Sadly, not all jobs pay a lot of money at the start. New employees mostly start at the entry level. Down at the bottom of the la
People in positions of power, such as government employees and politicians, are working on behalf of the citizens. We expect these people to be honest and to do what is best for the people. It doesn’t always work like that. They might be tempted by money and other rewards to do things and make decis
Banks, stores, other businesses and even government agencies look for ways to earn money for the work that they do. These entities charge money to their customers and the users of their services. When you exchange money at the bank, you pay a user fee. If a customer wants to have a printout or a pho
Shopping is fun and buying something new is exciting! Going into debt and owing money is depressing and can cause stress. Why do we do it? Maybe the power of those happy emotions from having something new is greater than the anxiety of being in debt. Maybe we just have poor memories and we forget ho